Credit Card Expert

RSPCA Credit Card Review

Summary

RSPCA Credit Card

The RSPCA credit card is issued by Beneficial bank in conjunction with the RSPCA.  As the UK's most famous animal charity the RSPCA credit card allows you to have all the benefits of a a very competitive credit card and the peace of mind that when you take out the card and every time you use it the RSPCA benefits.

The card features are very competitive for a card of this type - 0% on balance transfers fixed for 5 months from account opening so you can take advantage of a great balance transfer rate if you have an existing credit card by switching to the RSPCA credit card.  The standard rate of 14.9% is also highly competitive.

The real difference with this card is how it helps the RSPCA carry on their good work.  Just for taking out the card the RSPCA receives £15 from the card issuer Beneficial, and every time you spend on the card the RSPCA receives 25p out of every £100.  And if you continue to use the card the RSPCA receives a further £1 on each anniversary of the card issue.  This is a great way to help a great cause simply by using what most of do everyday - a credit card.  The application form is a very simple and you even get a decision on your application in 60 seconds.  What better credit card than one which offers great rates and allows you to help sick and injured animals through the RSPCA.

Details

Introductory Balance Transfers0%
Monthly Rate0%
Period5 Months
Introductory PurchasesN/A
Monthly RateN/A
PeriodN/A
Standard APR14.9%
Monthly Rate1.167%
Cash Advance APR18.9%
Cash Advance Fee1.75% (Min £2.50)
Minimum Payment Required2% (Min £5)
Annual FeeNone
Loyalty Points25p out of every £100 goes to the RSPCA
Travel Accident Insurance£150,000
Free Purchase ProtectionNone
Foreign Usage Fee2.75%

Other RSPCA Credit Card Features and Benefits

  • £15 donated direct to the RSPCA just for taking out the card
  • 25p for every £100 you spend goes to the RSPCA
  • £1 for every year you hold the account goes to the RSPCA
  • 24hr Customer Service Line
  • Full online account management
  • Decision in 60 seconds when you apply online

RSPCA Credit Card Verdict

The RSPCA credit card has a very attractive interest rate and great account features. But what really sets this card apart is the ability to donate to the RSPCA just by doing something we all do every day - use a credit card. The initial £15 payment to the RSPCA by Beneficial bank will allow the RSPCA to help sick and injured animals and the more you use the card the more the RSPCA will benefit. There are cards on the market with longer introductory rates and lower standard rates, but with this card you know that one of the most reputable and popular charities in the UK will benefit.








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