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Platinum Credit Cards

Platinum credit cards are offered by many of the UK's leading banks. Once the preserve of the very rich (or the very indebted) they are now offered to more and more customers - often as nothing more than a marketing gimmick.

Indeed the rates offered on platinumcards are no different to companies standard credit cards. And while some platinum cards are competitively priced they can can often been beaten for rates by many of the "normal" credit cards on the market.

However, in some cases a platinum card can make a great deal of sense, especially if you hanker for that extra bit of exclusivity when you pull your credit card from your wallet. There are generally more restrictions on platinum cards usually dictated by personal income. A ball park figure of around £20,000 per annum income is required on many platinum credit cards. We have listed some of the best gold card offers below.

• Barclaycard Credit Card

  

  Barclaycard - The UK's Favourite credit card is now even better. With a fantastic introductory rate of 0% on balance transfers for 14 months. Not only that but you also get 0% for 3 months on purchases and a standard rate of just 14.9% APR. This on top of all the usual benefits Barclaycard are known for, like, no annual fee, free purchase protection, free price promise and 12 month extended warranty.

  Barclaycard Credit Card Review

• MBNA Credit Card

  

  With the MBNA platinum plus credit card you can take advantage of one of the best rates around. You get 0% fixed until March 2010 on balance transfers and 0% on purchases until May 2009. So any outstanding debt you have on any other credit cards could be transferred for free for over 12 months from account opening. The standard rate is just 15.9% which is very competitive. No annual free, manage your account online or off makes this a great deal. Apply now for an instant online decision!

  MBNA Credit Card Review

• Capital One Platinum Credit Card

  

  The Capital One Platinum credit card offers some market leading interest rates in a very attractive package. You get a fixed rate of 8.5% APR on balances transferred and purchases until 2012. So if you find that swapping cards for 0% deals is too much work this could be a great value deal and one of the lowest interest rate cards around.

  Capital One Platinum Credit Card Review

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