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Oxfam
Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world.
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Unicef - for every child
UNICEF is the driving force that helps build a wor...
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The Red Cross
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- Credit Card News
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Lowest Rate UK Credit Cards
If you want the best possible deal on the lowest rate credit cards available we can recommenda few superb products offering great value low rates. But how to choose? We'll don't!
The way to make the most of the highly competitive credit card market is to play the card companies at their own game. By offering 0% interest on their cards, companies are hoping that when the higher rate kicks in after 6 months you'll stay - until that time they lose money. So you need to become a "rate surfer"! Applying for one low interest card after the other and transferring the balance between them - so you never actually pay interest on the amount you borrow.
Theoretically you can do this forever - there's no trick to it and its not illegal. Credit card companies want you to be lazy and leave your balance with them at the higher rates of interest. But by keeping an eye on the market you can find out who is offering the best deal every 6 months and transfer your balance to the new card - make sure you pay the minimum amount each month though you don't want to end up with a bad credit history!
Our favourite card at the moment is MBNA . Unlike most cards marbles has a rate of 0% interest for 12 months on balance transfers. So if you need to transfer money from another card or loan you can pay NO interest. Or you can just transfer a balance into your current account and have an interest free loan for 12 months. You can manage your account and pay your bills totally online. But, unlike some online banks, it's not all virtual. Marbles also sends you a monthly statement through the post and you can call the 24hr customer service line for free! Applying online is really easy and they even give you a decision in 60 seconds. So what are you waiting for? Click here to apply now!
Another great low rate card is Egg. Unlike most cards egg has a rate of 0% interest on balance transfers. You also get 0% on purchases So if you need to transfer money from another card or loan you can pay NO interest. Or you can buy that TV/sofa/new car/holiday you always wanted and pay NO interest. You can manage your account and pay your bills totally online. Applying online is very easy and you'll get an immediate decision in most cases. So what are you waiting for? Click here to apply now!
So there you have it. You can pay no interest - free money - with these cards. Why not bookmark this site and come back every 6 months? We'll add in all the best deals as and when they happen so when your ready to "rate surf" again - you'll know where to come
Need a different card? Click here for the UK Credit Cards Guide.