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Lloyds TSB Create Credit Card Review
Summary

So you can choose a very competitive package to suit your needs. They offer an introductory balance transfer rate of 0% pa fixed for 6 months from account opening and standard interest rates from just 9.9% APR. Not only that but you can also get cash back rewards up to 0.5% on everything you spend. With added features such as free Travel Accident Insurance and Free 90 Day Purchase protection it adds up to a very attractive package.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 6 Months |
| Introductory Purchases | N/A |
| Monthly Rate | N/A |
| Period | N/A |
| Standard APR | 12.9% |
| Monthly Rate | 1.1% |
| Cash Advance APR | 15.2% |
| Cash Advance Fee | 1.5% (Min £2.00) |
| Minimum Payment Required | 2% (Min £5) |
| Annual Fee | Varies |
| Loyalty Points | Cash Back - Varies up t0 0.5% |
| Travel Accident Insurance | up to £50,000 |
| Free Purchase Protection | £10,000 (£2,500 per item) |
| Foreign Usage Fee | 2.75% |
Other Lloyds TSB Create Credit Card Features and Benefits
- Mix and Match to make your own card design
- Choose your own interest rates and cash rewards
- Change your card features at any time
- Manage your account online
- Free purchase protection
- Free travel accident insurance
Lloyds TSB Create Credit Card Verdict
The Create credit card from Lloyds TSB is a very different credit card. Although its headline rates are very competitive, with 0% being offered on balance transfers and standard APR's from 9.9% APR its the customisation that really makes this produvct stand out.


