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HSBC Credit Card Review
Summary
HSBC - the worlds local bank are one of the largest financial institutions in the world and they have come up with a credit card offer worthy of such a huge company. Traditionally the major High Street banks have poorer than average credit card offerings but the HSBC card is different
The HSBC credit card offers 0% for 12 months on balance transfers - so is an ideal card to get to make use of introductory balance transfer rates. You also get 0% on purchases for 3 months from account opening - ideal for that urgent purchase you need to make. The standard rate of 15.9% APR (variable) is also very competitive.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 12 Months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 3 months |
| Standard APR | 15.9% |
| Monthly Rate | 1.24% |
| Cash Advance APR | 21.9 % |
| Cash Advance Fee | 2.5% (Min £2.50) |
| Minimum Payment Required | 3% (Min £5) |
| Annual Fee | None |
| Loyalty Points | none |
| Travel Accident Insurance | none |
| Free Purchase Protection | none |
| Foreign Usage Fee | 2.75% |
Other HSBC Credit Card Features and Benefits
- 0% balance transfers
- Spending Security measures
- apply online
- Up to 56 days interest free credit
- free travel additional cards
HSBC Credit Card Verdict
The credit card from HSBC offers one of the best introductory interest rates available on balance transfers. the fact you also get 0% on purchases and a decent standard rate make this a great product.