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Credit card fraudsters target Amazon
Credit card fraudsters have begun targeting online shopping giant Amazon in a bid to steal personal information.
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A Christian bank is to make a sizable donation to a Christian debt counselling service in light of predictions that call volumes will increase this year.
Homeowners advised to pay builders with credit card
Thisismoney.co.uk reports that home improvements made to properties over the next few months should be paid for with credit cards if possible.
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According to the Evening Leader reports new research from the Liberal Democrats suggesting that many of Flintshires council tenants are using credit cards to pay their rent.
Economic downturn to convince more to pay off their credit cards
According to MoneyExpert.com, an executive with Equifax believes that many Britons will react to the economic downturn by trying to pay off their credit cards in full.
HSBC Credit Card Review
Summary
HSBC - the worlds local bank are one of the largest financial institutions in the world and they have come up with a credit card offer worthy of such a huge company. Traditionally the major High Street banks have poorer than average credit card offerings but the HSBC card is different
The HSBC credit card offers 0% for 12 months on balance transfers - so is an ideal card to get to make use of introductory balance transfer rates. You also get 0% on purchases for 3 months from account opening - ideal for that urgent purchase you need to make. The standard rate of 15.9% APR (variable) is also very competitive.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 12 Months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 3 months |
| Standard APR | 15.9% |
| Monthly Rate | 1.24% |
| Cash Advance APR | 21.9 % |
| Cash Advance Fee | 2.5% (Min £2.50) |
| Minimum Payment Required | 3% (Min £5) |
| Annual Fee | None |
| Loyalty Points | none |
| Travel Accident Insurance | none |
| Free Purchase Protection | none |
| Foreign Usage Fee | 2.75% |
Other HSBC Credit Card Features and Benefits
- 0% balance transfers
- Spending Security measures
- apply online
- Up to 56 days interest free credit
- free travel additional cards
HSBC Credit Card Verdict
The credit card from HSBC offers one of the best introductory interest rates available on balance transfers. the fact you also get 0% on purchases and a decent standard rate make this a great product.