Credit Card Expert

Halifax All in One Credit Card Review

Summary

Halifax All in One Credit Card

Halifax - the bank who gives you extra - are one of the best known banks on the High Street.  With a reputation of challenging the Big Four banks with their competitive financial products so a Halifax credit card should be an attractive proposition.

And it is.  The Halifax All in One Credit Card is one of the most competitive in the market.  The Halifax introductory rate on balance transfers is 0%.  This lasts for 9 months- one of the longest periods available.  And it doesn't just apply to balance transfers.  Purchases are also charged at 0% for the first 9 months.  This is one of the best  0% introductory rates on purchases and balance transfers available.  And it's not just a good introductory rate.  The Halifax One card charges just 15.9% APR after the promotional period making it one of the best value cards around.  Balance transfers are subject to a 3% charge and must be made in the first 90 days though and if you miss a repayment you lose out on the 0% offer, so as always make sure you always make you minimum repayments.

Details

Introductory Balance Transfers0%
Monthly Rate0%
Period9 Months
Introductory Purchases0%
Monthly Rate0%
Period9 months
Standard APR15.9%
Monthly Rate1.24%
Cash Advance APR23.95%
Cash Advance Fee3% (Min £3.00)
Minimum Payment Required2% (Min £5)
Annual FeeNone
Loyalty PointsNone
Travel Accident Insurance£50,000
Free Purchase Protection60 Days, £50 - £2,500
Foreign Usage Fee2.75%

Other Halifax All in One Credit Card Features and Benefits

  • 9 Month 0% on Balance Transfers and Purchases
  • Low standard rate
  • cash back
  • Free Purchase Protection
  • Visa or MasterCard
  • 24hr Customer Service Line
  • Full online account management

Halifax All in One Credit Card Verdict

The Halifax All in One credit card is one of the most competitive credit card available in the UK. Its combination of long introductory period, low standard APR and cashback on purchases makes this one of the best all round cards anyone can get.








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