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Halifax All in One Credit Card Review
Summary
And it is. The Halifax All in One Credit Card is one of the most competitive in the market. The Halifax introductory rate on balance transfers is 0%. This lasts for 10 months- one of the longest periods available. And it doesn't just apply to balance transfers. Purchases are also charged at 0% for the first 10 months. This is one of the best 0% introductory rates on purchases and balance transfers available. And it's not just a good introductory rate. The Halifax One card charges just 15.9% APR after the promotional period making it one of the best value cards around. Balance transfers are subject to a 3% charge and must be made in the first 90 days though and if you miss a repayment you lose out on the 0% offer, so as always make sure you always make you minimum repayments.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 10 Months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 10 months |
| Standard APR | 15.9% |
| Monthly Rate | 1.24% |
| Cash Advance APR | 23.95% |
| Cash Advance Fee | 3% (Min £3.00) |
| Minimum Payment Required | 2% (Min £5) |
| Annual Fee | None |
| Loyalty Points | None |
| Travel Accident Insurance | £50,000 |
| Free Purchase Protection | 60 Days, £50 - £2,500 |
| Foreign Usage Fee | 2.75% |
Other Halifax All in One Credit Card Features and Benefits
- 10 Month 0% on Balance Transfers and Purchases
- Low standard rate
- cash back
- Free Purchase Protection
- Visa or MasterCard
- 24hr Customer Service Line
- Full online account management
Halifax All in One Credit Card Verdict
The Halifax All in One credit card is one of the most competitive credit card available in the UK. Its combination of long introductory period, low standard APR and cashback on purchases makes this one of the best all round cards anyone can get.