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GM Platinum Credit Card Review
Summary
The GM Platinum credit card is one of the most famous credit cards in the UK. Its ground breaking points programme is the most valuable offered by any card in the UK. Every £100 spent on the GM platinum card earns £3 back in rebate points which could get you up to £2,000 off a brand new Vauxhall car or up to £2,500 off a new Saab. You alo get 100 rebate points the first time you use your card. Its issued by HFC Bank one of the largest credit card issuers in the UK. They have a 24 hour customer service line that allows you to make changes to your account any time of day or night as well as the ability to manage all your account spending online. Normally cards with strong reward schemes have high interest rates but the GM Card is one of the most competitive on the market. They offer an excellent rate of 0% for 5 months, not only on balance transfers like some credit cards but also on purchases. The standard rate is only 14.9% APR (typical) making this a fantastic all round package.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 5 Months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 5 months |
| Standard APR | 14.9% |
| Monthly Rate | 1.167% |
| Cash Advance APR | 18.9% |
| Cash Advance Fee | 1.75% (Min £2.50) |
| Minimum Payment Required | 2% (Min £5) |
| Annual Fee | None |
| Loyalty Points | £3 per £100 spent |
| Travel Accident Insurance | £250,000 |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other GM Platinum Credit Card Features and Benefits
- £3 reward points for every £100 spent on the card
- Safe Shopping Promise
- Free travel accident insurance
- 24hr Customer Service Line
- Full online account management
- Decision in 60 seconds when you apply online
GM Platinum Credit Card Verdict
The GM Platinum credit card has the highest value reward scheme available in the UK. On its own this would be enough to recommend it but it also has market leading interest rates. 0% on balance transfers and purchases cannot be beaten and the standard rate of 14.9%. You can also manage your account online and still receive a monthly statement through the post. You can apply online now and get a decision in 60 seconds.