Platinum Credit Cards

Credit
Card Company		 Balance Transfers Rate & Period New Purchases Rate & Period Typical APR Card Review Apply Now
Lloyds TSB Platinum Mastercard Lloyds TSB Platinum Mastercard 0.0% PA for 14 months
(1.5% fee)		 0.0% PA for
3 months 		Typical 17.9% APR View Apply
Barclaycard Simplicity Card Barclaycard Simplicity Card 7.9% PA for 0 months
(0.0% fee)		 7.9% PA for
0 months 		Typical 7.9% APR View Apply
Barclaycard Platinum Visa Barclaycard Platinum Visa 0.0% PA for 22 months
(2.9% fee)		 0.0% PA for
3 months 		Typical 17.5% APR View Apply
RBS Platinum Card RBS Platinum Card 0.0% PA for 18 months
(2.8% fee)		 0.0% PA for
6 months 		Typical 16.6% APR View Apply
MBNA Amex with Cashback MBNA Amex with Cashback 0.0% PA for 0 months
(0.0% fee)		 0.0% PA for
0 months 		Typical 18.9% APR View Apply

Platinum Credit Cards

Platinum credit cards were once the preferred card level for status-conscious cardholders. Consumers who had high incomes and high credit scores were eligible for the lowest balance transfer and purchase APR offers, exclusive “members only” benefits and the best credit card deals.

These days platinum credit cards have become more of the status quo. Platinum credit cards have become more accessible to the average consumer—generally those who have a solid credit history. Choosing the best platinum credit card offer for you. All card issuers from American Express, Visa, MasterCard credit cards and Discover offer their own platinum credit cards.

With a little comparison shopping you can find platinum credit cards that offer you the lowest interest rates—and the highest rewards at places where you spend the most. Be sure to read the terms and conditions and understand how long your interest rate offer is available on purchases and balance transfers—and what the APR will be after the intro period.

  • Find out what fees may apply. In addition to paying no annual fee, can you make same-day card payments for free? Are you charged for services that other card companies provide at no charge?
  • What benefits of the platinum card are you interested in? Will they save you money?
  • Are there benefits that save you time and help you track your spending so you can better control your finances?
  • What unique benefit does your platinum card offers that another card might not?