Interest Free Credit Cards

Credit
Card Company
Balance Transfers Rate & Period New Purchases Rate & Period Typical APR Card Review Apply Now
Sainsburys Mastercard for Nectar Card Holders  Sainsburys Mastercard for Nectar Card Holders 0.0% PA for 12 months
(3.0% fee)
0.0% PA for
12 months
Typical 16.94% APR View Apply
Capital One World MasterCard  Capital One World MasterCard 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 19.9% APR View Apply
Natwest Student MasterCard  Natwest Student MasterCard 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 18.9% APR View Apply
Bank of Scotland All in One Card  Bank of Scotland All in One Card 0.0% PA for 12 months
(3.0% fee)
0.0% PA for
12 months
Typical 17.9% APR View Apply
RBS Student Card MasterCard  RBS Student Card MasterCard 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 18.9% APR View Apply
Barclaycard Initial  Barclaycard Initial 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 29.9% APR View Apply
Capital One Classic Card  Capital One Classic Card 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 34.94% APR View Apply
Natwest Platinum Card  Natwest Platinum Card 0.0% PA for 18 months
(2.8% fee)
0.0% PA for
6 months
Typical 16.6% APR View Apply
Barclaycard Gold  Barclaycard Gold 0.0% PA for 12 months
(2.5% fee)
0.0% PA for
0 months
Typical 19.9% APR View Apply
Halifax All in One Card  Halifax All in One Card 0.0% PA for 13 months
(3.0% fee)
0.0% PA for
13 months
Typical 17.9% APR View Apply
HSBC Credit Card  HSBC Credit Card 0.0% PA for 15 months
(2.9% fee)
0.0% PA for
3 months
Typical 16.9% APR View Apply
RBS Platinum Card  RBS Platinum Card 0.0% PA for 18 months
(2.8% fee)
0.0% PA for
6 months
Typical 16.6% APR View Apply
Vanquis Bank Card  Vanquis Bank Card 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 39.94% APR View Apply
American Express Preferred Rewards Gold Card American Express Preferred Rewards Gold Card 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 0.0% APR View Apply
American Express Gold Business Charge Card American Express Gold Business Charge Card 0.0% PA for 0 months
(0.0% fee)
0.0% PA for
0 months
Typical 0.0% APR View Apply

Interest Free Credit Cards

Interest Free credit cards are not the same as Zero Charge Credit Cards. Most of the interest free credit cards are interest free for new purchases  only and do not include this offer on a balance transfer, therefore they are not good for consolidation

If you have a debt that you wish to transfer from another card , then it is better to look at Balance Plus Purchases credit cards. Interest free credit cards come in the form of interest free days on purchases. This is a very common feature of credit card deals and possibly the most useful tool in ensuring you can benefit from spending with credit cards. Don't forget to compare these interest free cards with purchases cards to check that you get the best deal

It is important to use interest free credit cards correctly in order to benefit from them. Delayed payments will not only incur interest fees but they will often not be at the low rate that other credit card deals offer.

If you are a business, then it may be tempting to opt for interest free credit cards however you should also compare the rewards offered by Business credit cards as these can often benefit your business far more than the interest free credit cards can