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Citibank Classic Credit Card Review
Summary
The Citibank Classic credit card is a fantastic product for those with poor credit history. If you have been turned down for credit before this card could help you rebuild your credit history by allowing you to have a credit card with no annual fee and gt yourself back on your feet.
The rates on offer are very competitive for this type of product as well. There is an introductory balance transfer rate of just 0% pa for the first 3 months you have your account. After that the standard rate is 21.9% APR. This is more expensive than other cards out there but very competitive for the market this card is in. If you have had credit problems in the past this card would be ideal for you.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 3 months |
| Introductory Purchases | N/A |
| Monthly Rate | N/A |
| Period | N/A |
| Standard APR | 21.9% |
| Monthly Rate | 1.667% |
| Cash Advance APR | 25.4% |
| Cash Advance Fee | 3% (Min £5.00) |
| Minimum Payment Required | 3% (Min £5) |
| Annual Fee | None |
| Loyalty Points | None |
| Travel Accident Insurance | None |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other Citibank Classic Credit Card Features and Benefits
- Apply even with poor credit history
- No annual fee
- Up to 8 weeks interest free credit
- Up to £3,000 credit limit
- 0% for 3 months
Citibank Classic Credit Card Verdict
The Citibank Classic Plus credit card is a very good product for those people who have either been turned down for credit before, have CCJ's or other negative credit records or simply as a first credit card to build credit history. The rates on offer are competitive and there is no annual fee. What have you got lose? Apply now!