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Credit card fraudsters target Amazon
Credit card fraudsters have begun targeting online shopping giant Amazon in a bid to steal personal information.
Debt counselling service to receive donation from bank
A Christian bank is to make a sizable donation to a Christian debt counselling service in light of predictions that call volumes will increase this year.
Homeowners advised to pay builders with credit card
Thisismoney.co.uk reports that home improvements made to properties over the next few months should be paid for with credit cards if possible.
Flintshire council tenants using credit cards to pay rent
According to the Evening Leader reports new research from the Liberal Democrats suggesting that many of Flintshires council tenants are using credit cards to pay their rent.
Economic downturn to convince more to pay off their credit cards
According to MoneyExpert.com, an executive with Equifax believes that many Britons will react to the economic downturn by trying to pay off their credit cards in full.
Best Low Standard Rate Credit Cards
Many people often apply for a credit card simply because of the low interest rate initially offered without considering the implications of the standard rate, which is normally much higher, safe in the knowledge that they will pay off that debt within a reasonable period of time or that they will take out another card and switch the balance.
This is a great idea but sadly most people do not have the discipline or the financial planning abilities to constantly switch their balances. This is the credit card companies wish that you build up a nice big balance while on their introductory rates and then pay through the nose once the high interest rate kicks in. It happens all to often and people always have the best intentions yet struggle to follow through with this plan.
A solution could be to stay away from cards with low introductory rate and get one of the best permanently low standard rate credit cards. This is definitely the best option if you feel you will not switch balances every 6 months.
You get all the advantages of other credit cards but also the peace of mind that your standard interest rate is among the very lowest available
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American Express
With the American Express Red card you can take advantage of one of the funkiest card designs around from one of the most famous names in financial services - American Express. You also get the opportunity to help with the Global Fund. A charity helping women and children in Africa with HIV/AIDS - 1.25% of all spend on the card gets donated. The 12.9% APR offered is also very good.
American Express Review
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Capital One Platinum Credit Card
The Capital One Platinum credit card offers some market leading interest rates in a very attractive package. You get a fixed rate of 8.5% APR on balances transferred and purchases until 2012. So if you find that swapping cards for 0% deals is too much work this could be a great value deal and one of the lowest interest rate cards around.
Capital One Platinum Credit Card Review
More advice?
- Best Credit Cards
- Best Balance Transfer Credit Card
- Best Credit Cards for Purchases
- Best Cashback Credit Cards
- Best Standard Rate Credit Cards
- Visa or MasterCard
- Free Credit Report
- Balance Transfers
- Balance Transfer Fees
- Why Have a Credit Card?
- Student Tips for Building Credit
- Avoiding Credit Card Fees
- How To Eliminate Credit Card Debt
- Smart Spending with Rewards Credit Cards
- Disclaimer
- Choosing Credit Cards
- Rewards Credit Card
- Student Credit Card
- Identity Theft