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Associates Diamond Visa Credit Card Review
Summary
This card is ideal for those with less than perfect credit history, so if you have CCJ's or just general bad credit history and have been turned down for credit in the past this could be the perfect opportunity to get a card and start rebuilding your credit history.
Far from being an expensive credit builder product the Associates Diamond Visa has some very good features and reasonable interest rates considering the higher risk category it caters for. It offers a useful introductory cash advance rate of 3.9% which could be ideal for settling any of your short term credit problems. The standard rate of 24.9% is higher than on many other products but this card can allow you to build a good credit history and the apply for the more competitive products.
Details
| Introductory Balance Transfers | N/A |
| Monthly Rate | N/A |
| Period | N/A |
| Introductory Purchases | N/A |
| Monthly Rate | N/A |
| Period | N/A |
| Standard APR | 24.9% |
| Monthly Rate | 1.87% |
| Cash Advance APR | 24.9% |
| Cash Advance Fee | 3% (Min £5.00) |
| Minimum Payment Required | 3% (Min £5) |
| Annual Fee | None |
| Loyalty Points | None |
| Travel Accident Insurance | None |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other Associates Diamond Visa Credit Card Features and Benefits
- Apply even with poor credit history
- No annual fee
- Free 12 month extended warranties
- Up to £10,000 credit limit
- Introductory Cash Advances
Associates Diamond Visa Credit Card Verdict
The Associates Diamond credit card is not for everyone but if you have bad or less than perfect credit history it could be a good option to get a credit card and build up some good credit history. Most cards in this field have an annual fee but the Associates card doesn't. The standard rate is higher than on normal cards but it still has a lot to offer certain customers.