- 0% Credit Cards
- Balance Transfer Cards
- UK Credit Cards Guide
- Compare UK Credit Cards
- Cashback Credit Cards
- Gold Credit Cards
- Platinum Credit Cards
- Business Credit Cards
- Charity Credit Cards
- Student Credit Cards
- Secured Credit Cards
- MBNA
- Barclaycard
- Capital One Platinum
- BT
- Nectar
- Virgin
- Capital One
- Halifax All in One
- HSBC
- Egg
- Post Office
- British Airways
- AA Credit Card
- American Express
- Vanquis
- Alliance & Leicester
- Mint
- NatWest
- Lloyds TSB
- Best Credit Cards
- Best Balance Transfer Credit Card
- Best Credit Cards for Purchases
- Best Cashback Credit Cards
- Best Standard Rate Credit Cards
- Visa or MasterCard
- Free Credit Report
- Balance Transfers
- Balance Transfer Fees
- Why Have a Credit Card?
- Student Tips for Building Credit
- Avoiding Credit Card Fees
- How To Eliminate Credit Card Debt
- Smart Spending with Rewards Credit Cards
- Disclaimer
- Choosing Credit Cards
- Rewards Credit Card
- Student Credit Card
- Identity Theft
-
Oxfam
Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world.
-
Unicef - for every child
UNICEF is the driving force that helps build a wor...
-
The Red Cross
The Red Cross, a humanitarian organization led by ...
- Credit Card News
- Most Popular News
1 in 4 Brits 'not holidaying' to ease up on credit
Recession fears sinking in as Brits discard holidays to keep finances in shape
Credit cards guilty of 'outrageous APR hikes'
Credit cards found to be raising APR above inflation
1 in 3 'unaware of effects of inflation'
Brits unaware of impact inflation will have on savings
Students advised on post-uni debt
Pay off credit cards first, students told, and look out for zero per cent offers
Mortgage rates drop below 7pc
Credit card holders looking for a mortgage will be pleased to find the average fixed rate has dropped below 7pc after recent high
Alliance & Leicester Credit Card Review
Summary
The Alliance & Leicester credit card has a combination of competitive rates and good added value features. They have all the online functionality you could need as well as the reassurance of a physical presence on the high street. The introductory balance transfer rate of 0% lasts for 12 months (3% handlind fee applies) which could save you money. You also get 0% for 3 months on purchases. The standard rate is 15.9% APR. Other benefits include optional payment protection cover and credit limits up to £50,000. You can apply online and even manage your account online as well as having a normal monthly statement through the post.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 12 Months |
| Introductory Purchases | n/a |
| Monthly Rate | n/a |
| Period | n/a |
| Standard APR | 15.9% |
| Monthly Rate | 1.2408% |
| Cash Advance APR | 27.9% |
| Cash Advance Fee | 2.25% (Min £2.50) |
| Minimum Payment Required | 2.25% (Min £5) |
| Annual Fee | None |
| Loyalty Points | None |
| Travel Accident Insurance | £250,000 |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other Alliance & Leicester Credit Card Features and Benefits
- No annual fee
- 24hr customer service line
- Manage your account online
- Online applications
Alliance & Leicester Credit Card Verdict
The Alliance & Leicester credit card is a reasonable product. The rates on offer are very competitive and they offer a good range of benefits. The 0% on balance transfers is particularly attractive.