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The Lloyds TSB Air miles Duo Credit Card is one account but two cards that will earn you flying miles. Use the card in the first thirty days and Lloyds will get you off to a head start by giving you 500 air miles.

There is no annual fee to pay and 0% interest for six months on balances transferred in the first 90 days. For every £1,000 transferred, you get 150 air miles so it is quite easy to start earning rewards straight away. Cash advances are available on this card at a higher APR and if you pay your balance in full every month, you have up to 56 days interest free credit on purchases.

Other features and benefits include cash withdrawals, no annual fee and foreign currency transaction are charged at 2.95%